Musaeva, Aida és Shin, Jong-Hyon (2025) Savings Group and Local Development: Lessons Learned from Kyrgyzstan. In: FENNTARTHATÓSÁGI ÁTMENET – INNOVÁCIÓS ÖKOSZISZTÉMÁK – DIGITÁLIS MEGOLDÁSOK: Konferenciakötet. Soproni Egyetem Kiadó, Sopron, pp. 229-238. ISBN 9789633345504
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Szöveg
MTU_2024_Conf_Proceedings_SOE_LKK_pp.229-238_MusaevaShin.pdf Download (1MB) |
Absztrakt (kivonat)
This study evaluates the impact of savings groups on local development through a pilot project, a small-scale implementation designed to assess feasibility and effectiveness before broader application in Kyrgyzstan. The country is a remittance-dependent economy, and remittances account for nearly one-third of the GDP (World Bank, 2023). The pilot program introduced a community-based model to enable collective savings, microloans, and profit sharing to address systemic barriers to wealth generation and foster local development. It engaged 19 members (11 women and 8 men) over nine month, the pilot project duration: March 2024 – March 2025. Using qualitative methods (interviews, focus group discussions, and participant observation), the study reveals that members collectively saved $3,118 (258,211 Kyrgyz Som (KGS), with women reporting increased financial confidence and leadership roles in household decisionmaking. However, cultural resistance to structured savings and logistical challenges, such as the economic burden of hosting meetings under Kyrgyz customs, hindered full adoption. The findings underscore that communities, provided cultural adaptations (e.g., rotating hosting duties), and partnerships with local organizations are prioritized. These insights contribute to a scalable framework for financial inclusion initiatives in Central Asia and similar contexts, emphasizing the role of community-driven models in reducing economic vulnerability.
Tudományterület / tudományág
társadalomtudományok > gazdálkodás- és szervezéstudományok
társadalomtudományok > regionális tudományok
Kar
Nem releváns
Intézmény
Soproni Egyetem
Mű tipusa: | Könyv része |
---|---|
SWORD Depositor: | Teszt Sword |
Felhasználó: | Csaba Horváth |
A mű MTMT azonosítója: | MTMT:36058762 |
Dátum: | 01 Ápr 2025 13:19 |
Utolsó módosítás: | 01 Ápr 2025 13:19 |
URI: | http://publicatio.uni-sopron.hu/id/eprint/3542 |
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